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Thursday, 27 September 2012

Muamalat: From Quran and Hadith



QURAN

Alcoholic drink

They ask you concerning alcoholic drink and gambling. Say: "In them is a great sin, and (some) benefit for men, but the sin of them is greater than their benefit." And they ask you what they ought to spend. Say: "That which is beyond your needs." Thus Allah makes clear to you His Laws in order that you may give thought." 
(Quran, Al-Baqarah, 2: 219)


O you who believe! Intoxicants (all kinds of alcoholic drinks), and gambling, and Al-Ansab , and Al-Azlam (arrows for seeking luck or decision) are an abomination of Shaitan's (Satan) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful. 
(Quran, Al-Maedah, 5:90)


Shaitan (Satan) wants only to excite enmity and hatred between you with intoxicants (alcoholic drinks) and gambling, and hinder you from the remembrance of Allah and from As-Salat (the prayer). So, will you not then abstain? [Quran, Al-Maedah, 5:91]

And obey Allah and the Messenger, and beware (of even coming near to drinking or gambling or Al-Ansab, or Al-Azlam, etc.) and fear Allah. Then if you turn away, you should know that it is Our Messenger's duty to convey (the Message) in the clearest way. 
[Quran, Al-Maedah, 5:92]


Gambling


They ask you concerning alcoholic drink and gambling. Say: "In them is a great sin, and (some) benefit for men, but the sin of them is greater than their benefit." And they ask you what they ought to spend. Say: "That which is beyond your needs." Thus Allah makes clear to you His Laws in order that you may give thought." 
(Quran, Al-Baqarah, 2: 219)



Riba


(1) Those who swallow down usury cannot arise except as one whom Shaitan has prostrated by (his) touch does rise. That is because they say, trading is only like usury; and Allah has allowed trading and forbidden usury. To whomsoever then the admonition has come from his Lord, then he desists, he shall have what has already passed, and his affair is in the hands of Allah; and whoever returns (to it)-- these arc the inmates of the fire; they shall abide in it. 
(Quran, Al-Baqarah, 2:275)



(2) Allah does not bless usury, and He causes charitable deeds to prosper, and Allah does not love any ungrateful sinner. (Quran, Al-Baqarah, 2:276)



(3) O you who believe! Be careful of (your duty to) Allah and relinquish what remains (due) from usury, if you are believers. (Quran, Al-Baqarah, 2:278)



(4) O you who believe! do not devour usury, making it double and redouble, and be careful of (your duty to) Allah, that you may be successful. (Quran, Ali-Imran, 3:130)

(5) And their taking usury though indeed they were forbidden it and their devouring the property of people falsely, and We have prepared for the unbelievers from among them a painful chastisement. (Quran, An-Nisa, 4:161)

(6) And whatever you lay out as usury, so that it may increase in the property of men, it shall not increase with Allah; and whatever you give in charity, desiring Allah's pleasure-- it is these (persons) that shall get manifold. (Quran, Ar-Room, 30:39)

Zakat

Truly those who believe, and do deeds of righteousness, and perform as-salat (prayer), and give zakat they will have their reward with their Lord. On them shall be no fear, nor shall they grieve. (Quran, Al-Baqarah, 2:277)


HADITH

General

Narrated Abu Huraira: The Prophet s.a.w said, "A time will come when one will not care how one gains one's money, legally or illegally." [Sahih Bukhari]

Bribery

Abdullah bin Amur who said:The Messenger of Allah (SAW) said: “Allah cursed the briber (rashi) and bribe-taker (murtashi).”

Ahmad narrated from Tawban who said: “The Messenger of Allah (SAW) cursed the briber, bribe-taker and the mediator meaning the one who walks between the two.” [Ahmad, Abu Dawud, Tirmidhi and ibn Majah]

The Prophet (peace be upon him) cursed the one who bribes and the one who takes bribe. [Sunan of Abu Dawood Hadith No. 1595 Narrated Abdullah ibn Amr ibn al-'As]


Buying & Selling

Hadith: It is not just for a man to sell his merchandise without disclosing its defects. It is proper for the vendor to tell the buyer of any defects of which he is aware. [Hadith of Ahmad Ibn Hanbal, on the authority of Wathilah]


It was narrated that Hakeem ibn Hizaam (may Allah be pleased with him) said: I came to the Messenger of Allah (blessings and peace of Allah be upon him) and said: A man may come to me wanting to buy something that I do not possess; should I buy it for him from the marketplace then sell it to him? He said: “Do not sell that which you do not possess.”
[Narrated by at-Tirmidhi, 1232; an-Nasaa’i, 4613; Abu Dawood, 3503, Ibn Maajah, 2187, Ahmad, 14887. Classed as saheeh by al-Albaani in Irwa’ al-Ghaleel, 1292]

A’isha (Allah be pleased with her) reported that Allah’s Messenger (may peace be upon him) bought some grain from a Jew on credit and gave him a coat-of- mail of his as a pledge. [Sahih Muslim, Chapter 45, Book 10, Number 3902]

Narrated 'Aisha (r.a): The Prophet (s.a.w) purchased food grains from a Jew on credit and mortgaged his iron armor to him.  [Sahih Bukhari - Book 34, Sale & Trade, No. 282]

"Do not sell the fruits until their good condition becomes evident." (Muslim)

Halal & Haram

The Prophet Muhammad (peace be upon him) said “That which is lawful is clear, and that which is unlawful is also quite clear. Between these two is that which is ambiguous, which most people do not know. One who avoids the doubtful safeguards his faith and his honor.” [Riyadh-us-Salaheen, Hadith 588]


Riba

The Apostle of Allah s.a.w cursed the one who accepted usury, the one who paid it, the witness to it, and the one who recorded it. [Hadith]

Narrated 'Aisha r.a: When the verses of Surah "Al-Baqarah" about the riba (usury) were revealed, the Prophet went to the mosque and recited them in front of the people and then banned the trade of alcohol. [Sahih Bukhari, Book 8, Hadith 449]


Sadaqah (Charity)

The Prophet Muhammad (peace be upon him) said: "Give charity without delay, for it stands in the way of calamity." [Tirmidhi, Hadith 589]

Narrated 'Adi bin Hatim heard the Prophet saying: "Save yourself from Hell-fire even by giving half a date-fruit in charity."  (Bukhari, Book 24, Hadith 498)

Zakat

Narrated Jarir bin Abdullah: I gave the pledge of allegiance to Allah's Apostle for the following: 1. offer prayers perfectly 2. pay the Zakat (obligatory charity) 3. and be sincere and true to every Muslim.  (Bukhari, Book 2, Hadith 54)

Narrated Ibn 'Umar: The Prophet ordered the people to pay zakat-ul-Fitr before going to the 'Id prayer.  (Bukhari, Book 25, Hadith 585)

Narrated Jabir bin 'Abdullah: I gave the pledge of allegiance to Allah's Apostle for offering the prayers perfectly paying the zakat and giving good advice to every Muslim.  (Bukhari, Book 50, Hadith 876)

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Alfalah Consulting - Kuala Lumpur: www.alfalahconsulting.com 
Consultant-Speaker-Motivator: www.ahmad-sanusi-husain.com 
Islamic Investment Malaysia: www.islamic-invest-malaysia.com

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